Check your eligibility for free: no credit pull, no obligation. 👇 Fill out the form below

Featured Testimonials

"Jeff is a great guy to work with, he provides lots of choices to help find the right"
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Rebecca A
Bend, OR / Apr 2026
"I’ve worked with Jeff on a couple of real estate deals - he’s always been responsive and willing to help with whatever questions come up. Whether it was after traditional business hours or on weekends, it was always easy to get in touch and get answers; his ability to make sure the deals got done right is why I would recommend Jeff as a great real estate agent."
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Dana V
Portland, OR / Jan 2023
"Jeff and Caroline and their team were very helpful with me selling my home. please give them a try."
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Robert M
Lake Oswego, OR / Feb 2020
Down Payment or Credit Issues Stopping You From Owning A Home?

GOOD NEWS! Oregon has state-funded programs that pay your down payment as a grant.

✓ Over 23 programs available for Oregon first-time buyers

✓ 580 + credit score may qualify — do not need 20% down

✓ Grant funds do not have to be repaid on select programs

✓ Free 15-minute consultation/get a real idea on qualifying

✓ Check out all our reviews below - we are here to help you

Oregon renters — this is worth 60 seconds of your time.

Most people assume you need 5%, 10% or even 20% down to buy a home. That’s just simply not true — and it’s keeping thousands of PDX-area renters from building wealth. The State of Oregon offers state-funded down payment assistance programs that provide grants toward your home purchase. On select programs, that grant never has to be repaid. Here’s a general idea of who may qualify:

✓ 580+ credit score
✓ Employed 2+ years
✓ Gross monthly income over $7,500 (household)

If those describe you, it’s worth a free 15-minute conversation to find out exactly what you qualify for.
I’m Jeff Ewing, a licensed Real Estate Agent and a licensed Mortgage Loan Originator with Loan Factory in the Greater Portland, Oregon area. I specialize in first-time buyer programs and down payment assistance — and I’ll show you real numbers, not sales pitches. Check your eligibility in 60 seconds — no credit pull, no obligation.
Not a commitment to lend. All loans subject to credit, income, and property approval. Down payment assistance programs have income limits, purchase price limits, and geographic restrictions. Meeting the criteria above does not guarantee qualification. Timeframes vary on transaction type. Jeff Ewing NMLS #2050168 · Loan Factory NMLS #320841 · Equal Housing Opportunity Lender.

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